Alternative Loan Information

Listed below are other lenders that you or other students have used in the past.  You may visit www.elmselect.com to view a variety of alternative loan options.  Please visit their website to complete the Alternative loan application process.

            Discover Student Loans - www.discoverstudentloans.com

            Sallie Mae Smart Option Loan - www.salliemae.com

            SunTrust Custom Choice Loan - www.suntrusteducation.com

            Wells Fargo - www.wellsfargo.com/student




Code of Conduct

In addition to adhering to NASFAA's statement of Ethical Principles (http://www.nasfaa.org/mkt/about/Statement_of_Ethical_Principles.aspx), the Freed-Hardeman University Office of Financial Aid code of conduct is as follows:

 

  • We do not require the use of any particular lender or limit the student's right to choose a lender.
  • We do provide a link to a third-party student loan marketplace, as well as the TILA statements for lenders represented within the marketplace, and we provide a list of historical lenders who have served our students over the last five years on our website.
  • We do not solicit lenders or accept anything of value from them in order to gain an advantage in our student loan business.
  • We do not accept gifts of more than nominal value from any lender.
  • Employees of the Office of Financial Aid may not, under any circumstance, enter into a contract or agreement to work for any lender while also working for the university's Office of Financial Aid.
  • Does not accept staffing services from external lenders' employees or representatives.
  • Prohibits external lenders' representatives from identifying themselves as representatives or agents of the Office of Financial Aid at FHU, and further requires that all external lenders' representatives identify themselves as such from the moment they set foot on campus.
  • We do not assign any borrower to a particular lender, nor do we refuse to certify or delay certification of a loan based on the borrower's choice of lender.